VISALIA FIRST TIME HOMEBUYERS
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    Borrower Requirements

    To qualify for a CalHFA loan, certain eligibility requirements must be met.  You must:

  • Be a first-time homebuyer, which is defined as a person(s) who has not had an ownership interest in their primary residence during the previous three years.  Requirement is waived if property is located in a Federally designated
    • Targeted Area.

  • You need an annual household/family income that does not exceed income limits for the family size and county in which the home is located.

  • Occupy the property as your primary residence for the term of the loan or until sold.

  • Meet credit, income and loan requirements of the CalHFA lender and the mortgage insurer.

  • Be a citizen or other national of the United States or a qualified alien as defined by the federal Personal Responsibility and Work opportunity Reconciliation Act of 1996 (PRWORA).

 

For more information, contact us at

559-741-1290 or info@visaliafirsttimehomebuyers.com

Get Pre-approved


All loans subject to credit approval and property appraisal.  Programs and rates subject to change without notice.  National City Mortgage, a division of National City Bank.

The Premier Path To Home Ownership - CalHFA and National City Mortgage 

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